mobile phond tool charges

I recently acquired a v220 and the grandkids think it's great!!They have
now loaded Mobile Phone Tools 3.11 on my laptop and want to download
pictures from the camera to the laptop. I know that some of the stuff
available on MPT can be costly but they insist that it doesn't cost
anything to download pictures. I figure anytime I use the "Multimedia
Studio" that somebody is going to get into my pocket. Am I wrong?
Where can I get the straight story on what costs and what doesn't when
using the MPT.

Thanks--

Big John