Moto e815 - memory card and photo transfer

I am planning to get my wife the new e815 through Verizon next month when
her New-Every-Two option comes up.

My question is about the digital camera and the memory card option that I
see the e815 has. Is there a way to capture pictures and save them to the
memory card and then download them later directly to my PC?

As I understand it, the only way to get pictures from the phone to your PC
is to pay Verizon's picture service fees and send them over the network.
Neither of us have any interest in sending photos to another phone (nor do
we know anybody who even has/needs/wants this.)

Is it possible to get pictures from the phone to the PC through any other
means (including a data cable)?

Thanks in advance for your help.
Keith